What is in your Canadian credit report?
Identification information. Name, address (and previous
address), Social Insurance Number, telephone, birth date,
Credit history. Your credit accounts and loans with
retail stores, banks, finance companies,
unions and others, showing balances,
credit limits, late payments, and on-time payments.
Public records. Judgments, bankruptcies, registered items.
Inquiries. A record of who has seen your credit report.
What is not shown on your Canadian credit report?
Your Canadian credit report does not include medical history, nor
does it include any of the following:
not made on credit.
Debts for which you are not personally liable. (For example, debts of
your business, in some cases.)
Debts with creditors that chose not to report to the credit bureau.
Race, creed, colour, ancestry, ethnicity or political affiliations